“Turn your aspiration into reality.”

Swarna kalash scheme brought you by jewellers Madanlal Chhaganlal is one of the best jewellery purchasing scheme ever leading to an easy purchase of jewellery of choice

Swarna kalash scheme is introduced to facilitate your purchase of jewellery through monthly instalment scheme along with providing a price advantage for the entire purchase on the redemption of scheme by providing a price advantage for the entire purchase on the redemption of scheme by providing the last instalment as discount by JMC

The validity of plan is 12 months from the date of enrolment by the customer.

You can now purchase jewellery worth of lakhs by paying easy monthly instalments. You can start this plan with a minimum amount of Rs 5000/- and in case of higher amount, can do in multiples of Rs 1000/- and there is no limit for maximum amount

Once you decided on the instalment amount, you need to pay the same every month for entire period of 11 months continuously without any break. At the end of the 12 month, you shall be eligible to get benefit of the discount as mentioned below table

SWARN KALASH JEWELLERY SAVING SCHEME DISCOUNT

This scheme gives you ease to purchase your dream jewellery also facilitates systematic saving of your income under this scheme our vision is to give you a special discount at the end of the instalment period with extra gain

Advantages of Swarna kalash saving scheme

• 1. Discounts – buy jewellery worth 12 instalments and you pay only for 11 instalments
• 2. Monthly Investment – you have the convenience of monthly payment so that you can plan and buy bigger jewellery with 11+1 discount instalment at the end of scheme period.
• 3. Pan special occasions – you can plan special occasions and make them more memorable with this scheme like you wedding anniversary, daughter’s birthday ,etc. by planning your surprise in advance
• 4. Design advantage – you can choose from the wide range of designs developed by award winning designers.
• 5. Easy payment - you have the comfort of multiple payment modes such as cash, cheque credit card, debit card, online payment

Important points to remember

• 1. Enrolment in Swarna kalash scheme would signify placement of an order for jewellery by customer.
• 2. This scheme is applicable on gold jewellery/ diamond jewellery platinum jewellery and not on pure gold/ bar/ coin/ solitaires and silver articles
• 3. The scheme cannot be clubbed with any other scheme by JMC.
• 4. Scheme is not transferable to any other person / individual under any circumstances

PAYMENT TERMS

• • Minimum monthly instalment amount is Rs. 5000 to enrol in the scheme. However, you can invest higher amount in multiples of Rs. 1000. No limit on maximum amount.
• • The first instalment is payable when the customer enrols under the plan
• • Payment should be made within due date of every month by online payment gateways, debit or credit cards, cash, DD, Account payee cheque in favour of “Madanlal Chhaganlal.”
• • In case of discontinuance or default in payment of monthly instalments for 3 consecutive months, the membership will be terminated, and no benefit or incentive can be availed. In case id cancellation of membership, you can purchase the jewellery worth the amount invested in the scheme since you have not completed 11 months therefore the 12th free bonus instalment shall not be applicable.
• • In case of dishonoured cheque, you shall be charges Rs.200/- or actual bank charges whichever is higher. The maturity date will also get extended with the number of missed instalments